The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.

ESV Proverbs 21:5

Meet The Founder

Meet The Founder

Kathy Meade

Why We're Great >


She worked diligently for me and I was able to purchase a brand new car from the showroom floor!

I was able to move into my nice apartment because of her help with my credit!  Grateful!

Kathy Meade, the founder of Lavern & Co Consulting, began practicing credit restoration in 2002 to merely help improve the credit health of a few loved ones.   With the belief that God intended for all people to have life and enjoy it more abundantly, she uses her gift to financially coach others towards healthy credit.    

With an ignited passion for the financial well-being of minority men and women combined with a wealth of knowledge, Lavern & Co. Consulting, LLC was born.  Over the years Kathy has analyzed numerous credit reports sharing extensive knowledge about the credit restoration process.  A thorough understanding of the consumer protection laws has played a major role in her success as well as that of her clients. 


  • Fair Debt Collection Practices Act 

  • HIPPA Laws

  • State Statute of Limitation on Debts

  • Fair Credit Reporting Act (FCRA) 

  • Fair and Accurate Credit Transaction Act (FACTA), she has been able to help consumers exercise their credit rights for ultimate credit score optimization.   She has become known in consumer credit arenas as a guru for using innovative methods of credit restoration to help consumers reach a healthy credit status. 



About Us

About Us

Lavern & Co. Consulting, LLC is a faith-based company.  We are on a mission to empower and educate people about financial literacy that leads to healthy credit and a better quality of life for all.   


We proudly serve our clients by not overpromising results but promising to deliver authentic work.  Although credit restoration results vary for each client, it is our hope to always ensure wow customer experiences every time.  We aspire for each client to achieve their goals and lifelong dreams. Therefore, we use a factual dispute method to aggressively dispute any and all inaccurate and erroneous information contained within the credit report.      

Understanding credit is powerful!  The return on investment is priceless!   We believe credit lives matter and thus is why we provide affordable credit restoration services, education and empowerment.   Our priority is the success of our clients.   We have all been blessed with spiritual gifts and God-given talents to serve our purpose.  It is our belief that anointment is not for one's own self but for the purpose of bettering the lives of others.   Let's begin this credit journey together!

Credit Cards


A New Home 


A New Car


Low Interest Rates